When April’s hailstorm hit Republic and West Springfield, it left families and contractors scrambling, with nearly everyone in Greene County knowing someone affected. If you recently got a new roof, now is the time to review your homeowners insurance. “Safer with Schaeffer” means staying ahead of changes like depreciated roof coverage and higher deductibles that many Missouri insurers are now adopting, so you’re not caught off guard after future storms.

Ready to hit Missouri’s lakes and rivers? Before you tow your boat to the water, make sure your investment is secure. In this KOLR 10 video, Safer with Schaeffer explains everything Missouri boaters need to know about boat insurance. We cover important basics, what’s required by lenders and marinas, and share practical tips for choosing the right coverage—so you’re protected and ready for adventure, from Table Rock to Stockton Lake. Catch John Schaeffer’s show "Safer With Sch

Whether you’re buying a home or looking to lower your insurance costs, Safer with Schaeffer puts transparency first—clearly explaining what impacts your quote, how local risks (like tornadoes, hail, and claims history) affect Missouri families, and how personalized, informed choices can help you protect your investment and make smarter decisions this home buying season.

Spring in Springfield means blooming dogwoods and a good time for homeowners to review mortgage, home insurance, and property taxes. Seasonal “escrow shortages” or increases in premiums and taxes can raise payments. If your lender sent a notice or your bill increased, you’re not alone—review your coverage now.

Have you ever thought about how the tariff discussions you often hear about in the news could affect something as personal as your home insurance? I have some intriguing insights that might catch you off guard. Tariffs—those taxes placed on imported goods—don't just shape trade; they can also impact your insurance costs!

Navigating the world of insurance can be daunting, but as an independent agent based in Springfield, MO, I'm dedicated to easing the process

In this spooky episode, Safer with Schaeffer explains witch hauntings may or may not be covered with a Missouri Homeowners Insurance Policy.

Catch John Schaeffer’s show "Safer With Schaeffer" at 9 am on KOLR’s Unscripted . 👉 Visit our YouTube page for more tips Let’s...

John Schaeffer explains some of the inflation challenges facing insurance rates in 2024, what the companies are doing to soften the increase

Keep your head above water (literally and financially) with affordable rates on your 2024 boat insurance! John Schaeffer: 417-766-4689

If your insurance company cancels your policies, that can put you in a really tough spot. ESPECIALLY if you finance your home or car 😬...

If you're hosting a graduation party in your home, what will home insurance cover?? Property damage, injuries, lawsuits? Check out this...

In 2023, 44% of homeowners neglected crucial home repairs. Of these people surveyed, 78% of the delays were cost-related. These last few...

Home insurance can be expensive, so I always make sure my clients aren't paying for things they don't need. Or arguably worse - NOT...

Have you SEEN insurance prices these days?! 🤯 Save money with John Schaeffer: 417-766-4689