If you're hosting a graduation party in your home, what will home insurance cover?? Property damage, injuries, lawsuits? Check out this episode of "Safer With Schaeffer" or read more below! I'm here for all of your insurance needs - just give me a call or send a quick text to 417-766-4689 š
Injuries & Accidents
Common Medical Liabilities:
Trips & Falls
Food Poisoning / Allergies
Alcohol-Related Injuries
Dog Bites
āļø These are common injuries and accidents that are covered by your home insurance, but remember that this is not always the case - especially if they determine that negligence is involved. Check with your insurance agent for more details on your liability coverage.
Property Damage or Theft
Are These on Your Policy?
TVs & Expensive Electronics
Instruments or Music Equipment
Important Jewelry
Antiques or Collectibles
Fine Art
If you have a graduation party at your house, you might want to hide some of your more expensive or sentimental property. This is a great way to protect yourself from damages or theft! Make sure to review your policy and let your agent know if there's anything valuable you would like to add to your home insurance or umbrella policy.
Proactive Solutions
Talk to Your Insurance Agent About...
What's Included in Your Personal Property Coverage
Adding Extended Dwelling Coverage
Increasing Your Umbrella Policy to $1 Million
Personally, I suggest rending a venue and signing up for their event-insurance policy. That way, you're limiting your liability for accidents while still having plenty of time to celebrate the recent grad in your life! šš„³
Catch John SchaefferāsĀ show "Safer With Schaeffer" at 3 pm on KOLRāsĀ Ozarks Live.
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