Home insurance can be expensive, so I always make sure my clients aren't paying for things they don't need. Or arguably worse - NOT paying for things they DO need!
Next time it's time to renew your insurance, give me a call so we can go over these affordable coverage options and see if they're a good match for your home:
Floods & Run-Off Water
Not Covered:
Wet Water Creek
Saturation of Rain Water Run-Off From Erosion
Potential Solutions:
Earthquakes
Not Covered:
Earthquakes or Landslides
Damage to Home or Auto
Most Possessions
Potential Solutions:
Added Earthquake Endorsement
Jewelry & Valuables
Not Covered:
Theft Over $1,500 (Generally)
Uninsured Jewelry, Guns, Coins, Art, Antiques, Etc.
Potential Solution:
Add a "Floater" Policy for Important Items
Home-Based Businesses
Not Covered:
Damaged Merchandise, Electronics, or Equipment
Client Inquiries
General Claims
Potential Solution:
Get a Business Owner's Policy (BOP)
Catch John Schaeffer’s show "Safer With Schaeffer" at 3 pm on KOLR’s Ozarks Live.
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