Whether you’re buying a home or looking to lower your insurance costs, Safer with Schaeffer puts transparency first—clearly explaining what impacts your quote, how local risks (like tornadoes, hail, and claims history) affect Missouri families, and how personalized, informed choices can help you protect your investment and make smarter decisions this home buying season.

Spring in Springfield means blooming dogwoods and a good time for homeowners to review mortgage, home insurance, and property taxes. Seasonal “escrow shortages” or increases in premiums and taxes can raise payments. If your lender sent a notice or your bill increased, you’re not alone—review your coverage now.

Have you ever thought about how the tariff discussions you often hear about in the news could affect something as personal as your home insurance? I have some intriguing insights that might catch you off guard. Tariffs—those taxes placed on imported goods—don't just shape trade; they can also impact your insurance costs!